How can you get on the right track to retire comfortably, and on your terms? First, it’s never too late to start planning. And many experts suggest looking for a product that will provide a steady source of income you can count on for life — to help protect against the risk of outliving your money.

Unfortunately, we can’t predict how long we’ll need our savings to last, because we don’t know how long we’ll live. But the simple calculation below is a good start to helping you figure out how much you’ll need to save to reach your retirement income goal.

See how much more you need to save.1